Microsoft does not allow permanent free downloads of the full latest version. So, how can you play legally without paying the full $60?

The game runs on HDD, but you will experience long load times and texture pop-in. An SSD is highly recommended for the "new" updates.

This is the most popular "low-cost" method. By subscribing to Game Pass, you get full access to the latest version of the game (and all updates) as part of the monthly library [1, 2].

The game is large (approx. on PC) and requires specific hardware to run smoothly. Component Minimum Requirement Recommended OS Windows 10 (v18362.0 or later) Windows 10 (v18362.0 or later) Processor Intel i5-4460 / AMD Ryzen 3 1200 Intel i5-8400 / AMD Ryzen 5 1500X Memory Graphics NVidia GTX 970 / AMD RX 470 NVidia GTX 1070 / AMD RX 590 VRAM Forza Horizon 5 update not being found in Microsoft Store