T5319 Update Verified -

: Bug fixes for sparse-checkout memory leaks and improved error signaling for document checking ( make check-docs ) .

The update introduces a conditional filter: If the original account owner died before their Required Beginning Date (RBD), and the beneficiary is not an eligible designated beneficiary, the form now automatically defaults to the 10-year rule without forcing a false RMD calculation. t5319 update verified

/cc @IT-Ops @Security